Trust Services & Asset Protection
Protect your assets for future generations. Expert trust planning for property protection, tax efficiency, and vulnerable beneficiaries.
Why include trusts in your will?
Trusts provide powerful protection and tax benefits that a simple will cannot offer
Types of trusts we offer
Professional trust services to protect your assets and beneficiaries
Protective Property Trust
Protect your share of the family home from care fees while allowing your partner to continue living there.
+£150 single / +£250 couple
Vulnerable Person Trust
Provide for beneficiaries who can't manage their own affairs due to disability or age.
+£150 single / +£250 couple
Discretionary Trust
Maximum flexibility for trustees to distribute assets based on beneficiaries' changing needs.
+£150 single / +£250 couple
Business Property Relief Trust
Ensure smooth business succession while minimizing inheritance tax on qualifying business assets.
+£175 single / +£450 couple
Protect your property from care home fees
The most common trust we include in wills is the Protective Property Trust
How it works
- Your share of the property goes into trust on your death
- Your partner has the right to live there for life
- Your share is protected from care fees assessment
- Property stays in the family, going to your children
What it protects against
- Care home fees consuming your estate
- Your partner remarrying and changing their will
- Creditors or bankruptcy claims
- Property leaving your direct bloodline
Common questions about trusts
Do trusts cost extra?
Yes. Adding a trust to your will costs an additional £150 for a single will or £250 for mirror wills for couples. This means a will with a trust is £325 total for a single will (£175 + £150) or £550 total for couple's mirror wills (£300 + £250). The investment provides significant protection for your assets and beneficiaries.
Can my partner still sell the house?
With a protective property trust, your partner can sell the house if needed (e.g., to downsize or move into care). Your share of the proceeds remains in trust, protected for your beneficiaries.
Do trusts help with inheritance tax?
Yes. Properly structured trusts can significantly reduce inheritance tax liability by utilizing nil rate bands and residence nil rate bands effectively. We provide specific IHT planning advice as part of our service.
Related guides
Read practical guidance before deciding which support is right for you.